LTV

Displaying 21 news articles, stories and information about LTV «« Back to News homepage
Managers of the €1.6m Real Estate Capital Asia Partners (RECAP), SC Capital have said that property prices in Singapore need to drop another 30%
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Despite gloomy reports on the lack of affordability for many British buyers trying to get on the property ladder, September saw a healthy 11% increase....
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House prices in the UK are on the rise but, in order for this run to continue, employment levels must progress in an upwards position. This is the conclusion to come out of the Halifax House Price Index...
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The global financial crisis has had an impact on almost every walk of life and has changed the way in which businesses can source funding for their ventures and expansion...
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Homebuyers looking to get a step on the property ladder have been encouraged by mortgage brokers who have said it is getting easier to secure home loans...
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The Swiss: Famed for chocolate, banking, gold, cuckoo clocks and hiding things – the Swiss have decided their banks need more capital to offset a possible bubble burst in the Swiss property market caused by excessive credit growth...
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A new survey by Money Supermarket has found that 8 million people in the UK are currently priced out of the housing market, with most first time buyers accepting the reality that they will be long-term renters while saving up a sufficient deposit...
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Much has been made of the increasing attractiveness of the UK's buy-to-let market, with high residential property prices resulting in a rising number of households entering the private rented sector (PRS), rather than purchasing their own home.
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It's not often I cover similar subjects in successive posts – but this week I was asked for my opinion by Kathleen Kelly at the Joseph Rowntree Foundation new proposals for hybrid mortgages by David Miles at the Bank of England...
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Proof that one of the top men in banking in the UK has no idea on how the housing market works. A man that is responsible for advising the government on mortgage lending policies and yet has repeatedly made outlandish statements to the press, the government, and is still employed at the Bank of England...
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This week (bear in mind it's only Monday afternoon as I write) a Buy to Let millionaire has announced he is standing to be the next Kent Police Commissioner stating that he has the financial skills to help run Kent Police...
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Spain, Ireland, the UK and the US have a pretty similar story to tell when it comes to their path from economic glory to gory. Obviously there are differences in one way and another, but all of them made it too easy to get too much credit, especially mortgage credit...
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Having almost reached the point of blocking anything to do with news about Buy to Let lending and how rental prices are going to the moon, it would appear the trend in what the press thinks we need to read about the property market is changing...
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It would seem no matter where you look at the moment – Buy to Let is hogging the news. Blooming, booming, flourishing and no end of adjectives adorn the headlines; all in a bid to flog the concept to the public that having someone else paying your mortgage is a good idea. On closer inspection of the bigger picture however...
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90 percent mortgages are becoming more and more common, and some banks/building societies are even offering 95% LTV mortgages on a localised basis. There is even talk of a return of 100% LTV mortgages in 2012...
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The mortgage world has hit back at calls for regulation – basically claiming that no-one understands and the calls would damage the industry, citing that regulation would not protect investors and hinder lending. What the mortgage world failed to see...
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Mr Shapps, despite being the UK Housing Minister seems to have overlooked the fact that "Mates Mortgages" already exist...
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As a rule I personally tend to largely steer clear of politics for a several reasons. Firstly, because I am not a politician, it doesn't really matter what I think, if a change is made in parliament there is little I can do about it...
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Restrictions on foreign investment in Thailand mean that overseas buyers are increasingly being put off purchasing real estate in Bangkok...
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First time buyers have almost always had a tough time, it is a big step to take in life (aside from being costly), the last thing they need is fancy mortgages that will only make matters worse....
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In the past 18 months or so, most of the developed world has seen a huge cut back in mortgage lending to the consumer and interbank lending in general. As rumours of the recovery continue to smolder in the corner, with no real leap of confidence in any direction just yet, we see that the British Government has announced it’s intentions to promote 90% LTV (Loan to value) mortgages with an injection of £180m into the Post Office.
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