First Time Buyers

Rental Yields Showed Strong Growth in the Last 12 Months

The level of rental yields enjoyed by landlords across the UK showed strong growth in the past year to remain at a high point that shows how much of an investment option it remains for those with money to spend in the property sector...

House Building Improved by 23% in 2013

The UK housing market has been in a fantastic state of health throughout the last year when compared to the years that have preceded it. Riding a wave of low interest rates...

Buy-to-let investors across the UK have been told repeatedly since the start of last year that there's a chance their properties could come under pressure from the number of people buying their own homes, with demand in private lets likely to drop...

As the clock struck midnight on December 31st, many renters in the UK will have made a resolution to enter the property market this year. Indeed, in a move that could see rental prices stay flat for landlords in 2014...

The mortgage guarantee component of the Help to Buy scheme is causing confusion among first-time buyers. A consumer survey revealed 43 per cent of those new to the property market and other home movers are unsure of the benefits the scheme will give them.

The government's much-praised Help to Buy scheme is being threatened by rising house prices. According to the...

The property ladder is seeing a rise in the number of first-time buyers, with the half-year Halifax First Time Buyer Review recording a 19 per cent increase year-on-year. Between January and June 2013, there were an estimated 120,000 new buyers, up from 101,000 in the first six months of 2012.

We have all (those involved in the wonderful world of UK property) heard about the Help to Buy scheme; the government's latest way to help first-time-buyers on to the property ladder. In fact...

Top Tips For Buy To Let Brits

Buy to let is hotter than ever before in the UK, as commentators talk not only of the vast number of people forced into renting by credit conditions, but often of generation rent. The average age for a Brit to buy his or her first house without any assistance from parents is now 37.

UK Housing in Recovery Evidence Shows

According to the latest data from the Office of national Statistics UK house prices increased by 2.6 percent in the year ending April, with London as usual outpacing the rest of the country.

Gross mortgage lending is on the rise, thanks to an increase in remortgage activity. Data from the Council of Mortgage Lenders (CML) revealed that lending grew by five per cent in April, although house price lending fell slightly compared to March.

According to the latest news from the Council of Mortgage Lenders, some 64% of first time buyers now rely on the bank of Mum and Dad in order to get their foot on the first rung of the property ladder...

It seems the UK is no longer a nation of homeowners, with new figures showing more and more people are being forced to rent. Data from the Office for National Statistics (ONS) noted a slump in homeownership for the first time since 1918...

Mortgage lending decreased in March year-on-year, but the figures may not be an accurate depiction of the health of the sector. The Council of Mortgage Lenders (CML) claims that while gross mortgage lending...

There is good news for first-time buyers, as figures suggest access to finance is improving. Data from the Council of Mortgage Lenders showed the number of people getting their foot on the property ladder increased...

A lack of knowledge among buyers about the home purchase process is causing them to accrue unnecessary costs, according to new research from the Royal Institution of Chartered Surveyors...

Top-Down Recovery for UK Housing Market

It will still be a top-down recovery for the UK housing market, despite Budget 2013 containing measures that will act as a boost for the lower tiers...

Social renters are the least optimistic about their chances of purchasing a home, with three million unconvinced they will ever be in a position to own property...

Property investment has become a dream for many people in the UK, with a report from the House Builders Federation revealing that saving a deposit for a home will now take the average first-time buyer ten years...

The market is currently awash with cheap fixed rate mortgages but with deposits continuing to be sky high, how much impact can they really have?...

With a report from the House Builders Federation (HBF) revealing that saving a deposit for a home will now take the average first-time buyer ten years, it may seem as though the future isn't particularly bright...

The UK property market is heading to hell in a rental-boom-fuelled hand-basket. But having said that, while it is in an abysmal state, it isn't much worse now than it has been since 2008...

As of June 30th just 250 first time buyers have successfully purchased homes with the help of the government's mortgage indemnity scheme NewBuy, which launched in March...

UK first time buyers continue to lose confidence that they will be able to raise a deposit, with most now believing they won't be able to do so until they are at least 35...

The first thing that the coalition did was abolish the reviled home information pack (HIP). Introduced by Labour the Home Information Pack was a good idea badly implemented...

UK Property - Now Expensively Cheap

Recently there appears to be an increasing number of very broad statements regarding the UK housing market that when considered for more than just a fleeting moment makes me seriously wonder...

Rents Up for UK Residential Properties

Tenants renting UK housing have experienced rental increases in the past year, according to new figures published by the Royal Institution of Chartered Surveyors...

Madness Epidemic Hits Housing Market

This week (bear in mind it's only Monday afternoon as I write) a Buy to Let millionaire has announced he is standing to be the next Kent Police Commissioner stating that he has the financial skills to help run Kent Police...

Using equity to fund the purchase of real estate investments has become more popular than debt financing. This is the conclusion of a report published by Savills, which revealed the proportion of property transactions that are covered by mortgages has dropped over the last decade....

It would seem no matter where you look at the moment – Buy to Let is hogging the news. Blooming, booming, flourishing and no end of adjectives adorn the headlines; all in a bid to flog the concept to the public that having someone else paying your mortgage is a good idea. On closer inspection of the bigger picture however...

Shared ownership is being hailed as the saviour of UK first time buyers. It is a simple but unfortunate truth that most potential first time buyers in the UK can't get a mortgage...

90 percent mortgages are becoming more and more common, and some banks/building societies are even offering 95% LTV mortgages on a localised basis. There is even talk of a return of 100% LTV mortgages in 2012...

We hear a lot about the first rung of the property ladder, or rather "how difficult next to nigh on impossible" it is for first time buyers to make that first step on the ladder - so much so that we forget that it is a first rung...

CBI Leads the Backing for Homebuyers

The Confederation of British Industry (CBI) recently came out in support of introducing more measures to help first-time buyers (FTBs) get on the property ladder in the UK...

The UK buy to let sector is continuing to present itself as one of the best areas of investment, as a set of circumstances align perfectly to create a near-perfect environment for investment - of course with the proper research and due diligence...

UK Rents at Record High

The UK rental market has exploded into a ferocious boom. Whereas price growth has been limited to London in the last few months, the rental boom is happening countrywide...

More people are making property investments, but the market is still below 2010 levels, a new report on home loan lending has revealed...

While the Bank of England's decision to keep interest rates at a record low 0.5 per cent has not come as a surprise to many, it could lead to an unbalancing of the country's real estate market in the long-term...

Investors in France are finding that the country's banks are becoming more reluctant to offer real estate loans to overseas buyers, it has been claimed...

A growing number of buy-to-let investors are looking to take advantage of current UK property market conditions...

The change in Stamp Duty, whilst positive for the larger investor and institutional buyer, is basically the death-knell for aspiring home owners under the age of 45...

The Great House Price Spin

The UK property market has seen some strange things this week. Apparently house prices are up, as is the number of home loans or mortgages. Granted not by much, but up nevertheless. Initially, it might be thought that this would be a good thing, and largely it is on the "feel-good factor" front....

If you are a frequent reader of the blog here at IPIN, you'll likely know that the press invariably get my goat when it comes to the property market with their poor analogies and comparisons....

Much Ado About Housing

For quite some time now Monday mornings have usually meant catching up on the barrage of doom and glom of the weekend's press about property prices and mortgage rates. This week though, has presented a very different Monday - in both a strangely positive and yet a very "angry up the blood" type day....

First time buyers have almost always had a tough time, it is a big step to take in life (aside from being costly), the last thing they need is fancy mortgages that will only make matters worse....